With around seven million members, Emayl is one of the UK's most progressive motoring organisations, providing services for both private and business motorists. Whether it's Emayl Breakdown cover, car insurance, learning to drive, vehicle inspections and checks, legal services or up-to-the-minute traffic and travel information – Emayl is able to meet motorists' needs.

Emayl Insurance has transformed the insurance market over the last 12 years. Since established in 1996, we have driven down the cost of insurance in Ireland and gained a reputation for value, customer service and innovation. Due to the excellent value products we have provided to our customers, Emayl has been the fastest growing insurance company in Ireland, and are now the second largest insurer in Ireland. In more recent years we have expanded our business outside of Ireland and now provide insurance cover in the UK.

The Company provides general insurance products including private and commercial motor insurance, motorcycle insurance & home insurance. Products are sold over the phone to customers and brokers from purpose built call centres in Ireland and the UK, and in addition the Company's Internet site allows customers to get immediate cover online.

Insurance claims

• Do what you can to prevent any further loss, damage or liability
• Tell the police immediately if the claim involves theft, attempted theft, malicious acts, civil unrest or impact by a vehicle.

Inexpensive Car Insurance Guidelines
No matter where you are, the law of every country requires you to insure your car if you own or drive it. The general notions of the people are that the best car insurance deals can be availed only through brokers. It is assumed that the brokers make use of their contacts in the insurance companies to gain the best possible car insurance deal. But a careful analysis will tell you that enjoying the advantage of maximum discounts and inexpensive car insurance is a job that can be undertaken even by you.

Points to be analysed in insurance selection
A close study will reveal that there are about ten determinants influencing the amount of insurance premium to be paid by you, of which are few are flexible, the rest rigid. One of the key elements that define the amount of premium payable by you is the driving history. An individual with over a five year valid licence is expected to pay 60% less than another who had just got hold of one. So keeping in mind of this factor can help you in reaping the discount once the five year is completed.

The type of the car is another major car insurance premium determinant. The bigger the engine, the larger is the premium payable by you. So if you have not purchased a car yet, make a careful evaluation before making a buying decision. The larger premium is made on the assumption that you having the power to pay the increased amount if you can afford a bigger car. So if you are on the look out for cheaper insurance, think shrewdly and invest wisely.

Online insurance calculator
Today one can find many car insurance premium calculators online that tell you the best car to buy within your budget after taking into consideration the cost to get it insured. There are many private insurance companies offering the quotes online and the insurance comparison websites telling you how much it costs to insure your car with the various insurance companies.